我国股份制商业银行竞争力研究

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股份制商业银行伴随着中国经济的发展快速成长,已经成为银行业金融体系的重要组成部分,极大的支持了中小企业和地方经济的发展.面对外资银行进驻和利率市场化等不利因素的影响,其面临的竞争压力越来越大,唯有科学有效的研究其竞争力优劣势,通过不断弥补自身不足,进而提升竞争力获得更大的市场空间.本文利用因子分析法对股份制商业银行的竞争力进行研究,并提出提升竞争力的策略建议.
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