论文部分内容阅读
美联储在AIG救助问题上作出的选择,反映出保险市场准入退出机制的复杂性,这种复杂性源于保险业在金融行业中的特殊性2008年国际金融危机发生后,投资银行雷曼兄弟公司和美国国际集团(AIG)遭遇截然不同的命运。面对雷曼兄弟的求救,美国政府选择了拒绝,曾经显赫一时的雷曼兄弟随之宣布破产。然而,在拒绝救助雷曼兄弟两天后,美联储却向美国最大的保险集团AIG提供了850亿美元的紧急贷款,防止AIG破产给美国经济带来系统性风险,AIG由
The choice made by the Federal Reserve on the rescue of AIG reflects the complexity of the withdrawal mechanism for the insurance market. This complexity stems from the particularity of the insurance industry in the financial industry. After the 2008 international financial crisis, the investment bank Lehman Brothers The company and American International Group (AIG) suffered a very different fate. In the face of the help of Lehman Brothers, the U.S. government has opted for a refusal. The once prominent Lehman Brothers declared bankruptcy. However, after refusing to help Lehman Brothers for two days, the Federal Reserve provided a $ 85 billion emergency loan to AIG, the largest insurance group in the United States, to prevent the AIG bankruptcy from bringing systemic risks to the U.S. economy.