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综述:受经济结构调整、经济泡沫破裂的影响,日本经济始终未能走出衰退的阴影,经济不景气,致使公司破产宗数和破产债务总额不断上升。据统计,7月份,日本破产公司债务总额为4831.8亿日元,比去年同期上升了39.8%,8月份破产债务总额即达8202.1亿日元,比去年同期上升了65.9%,8月份日本公司破产宗数也高达1408起,比7月上升了30%,并创10年来的最高纪录;经济不景气使日本金融业险象环升,8月份,日本先后有两家较大的信用社和一家西部最大的银行——兵库银行破产。目前日本金融体系的坏帐总额约有50万亿日元,这不仅损害了日本金融业在国际上的形象,也将影响今后日本经济金融的发展。时下,日本经常项目和外贸顺差已大不如前,7月份这两项分别比去年同期下降了23.8和22.4亿美元。日政府为刺激经济回升于9月8日将贴现率降至0.5%,还拟进一步压低日元兑美元汇率,由此引发日元又一轮下跌;9月19日纽约外汇市场上日元兑美元一度贬至104.70日元兑一美元。如果说日本金融业是雾霭沉沉,美国银行业则是阳光灿烂了。二季度,美国10168家银行的盈利额为
Summary: Due to the economic restructuring and the impact of the economic bubble burst, the Japanese economy has never been able to get out of the shadow of the recession. Due to the economic downturn, the number of bankruptcies and the total amount of bankruptcy debt have been on the rise. According to statistics, in July, the total amount of Japanese bankruptcy debt was 483.18 billion yen, up 39.8% over the same period of last year. The total amount of bankruptcy debt in August was 820.21 billion yen, an increase of 65.9% over the same period of last year. In August, Japanese companies went bankrupt The number also reached 1408, an increase of 30% over July and the highest record in 10 years. The economic downturn has caused the rise of the financial industry in Japan. In August, Japan had two major credit unions and one western region The largest bank - bank of Hyogo bankruptcy. At present, the total amount of bad debts in Japan’s financial system is about 50 trillion yen, which not only harms the international image of Japan’s financial industry, but also affects Japan’s economic and financial development in the future. Nowadays, Japan’s current account and trade surplus have become far worse. In July, these two items dropped by 23.8% and 2.24 billion U.S. dollars respectively over the same period of last year. The Japanese government to stimulate the economy rebounded on September 8 will be reduced to 0.5% discount rate, also proposed to further reduce the yen against the dollar exchange rate, which led to the yen fell another round; September 19 New York foreign exchange market yen against The dollar was once down to 104.70 yen against the dollar. If the financial industry in Japan is gloomy, the U.S. banking sector is sunny. In the second quarter, the profit of 10,168 U.S. banks was