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分支行作为提供金融服务的第一线经营单位,需要将总行给予的资源效益最大化,在既定的资源下更好地解决客户的融资需求,促进企业的发展,才能提高自身的经营效益,实现服务实体经济效率的提高,进而带动全行服务实体经济效率的提高。为更好地应对经济新常态,更好地推动实体经济发展,十三五规划建议首次提出要“提高金融服务实体经济效率”的任务。作为金融体系最重要组成部分的商业银行,
As the first-line business unit providing financial services, branches and sub-branches need to maximize the resources and benefits given by the head office to better meet their financing needs and promote the development of enterprises under the established resources so as to enhance their operating efficiency and achieve The improvement of the economic efficiency of the service entities will further promote the economic efficiency of service entities throughout the Bank. In order to better cope with the new economic normal and promote the development of the real economy better, the 13th Five-Year Plan proposed for the first time the task of “improving the economic efficiency of financial services entities”. As the most important part of the financial system of commercial banks,