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城镇居民医疗保险费筹资水平不宜过高,否则居民无力参保,覆盖面就必然变窄,将大部分城镇居民挡在医疗保险的大门之外,体现不出大数法则的功能。因此,各地在实施城镇居民医疗保险时必须根据各自的实际,确定合理的缴费和医疗待遇水平,最大范围覆盖城镇居民,最大可能提高参保城镇居民的医疗保障水平。
Medical insurance for urban residents should not be too expensive to raise funds, otherwise the residents unable to participate in the insurance, the coverage will inevitably narrow the majority of urban residents in the medical insurance will be blocked outside the door, does not reflect the function of the law of large numbers. Therefore, all localities in the implementation of urban residents medical insurance must be based on their actual situation, to determine a reasonable level of contributions and medical treatment, the maximum coverage of urban residents, the maximum possible increase in the level of medical insurance for insured urban residents.