当前,在银行信贷工作中普遍存在着资产质量不高、存量不活、信贷资产质量下降的问题,针对于这种情况,各家银行必须运用法律手段来清收有问题贷款。在此,笔者结合工作中的体会谈点自己的看法。 一、营造依法收贷的宽松环境 (一)尽快制定维护信贷资产的法律、法规,加大执法力度 党的十四届三中全会通过的《中共中央关 At present, the problem of low quality of assets, inactivity, and deterioration of the quality of credit assets is widespread in bank credit work. In view of this situation, banks must use legal means to collect the loans in question. Here, I combine the experience of work to talk about their own views. First, to create a relaxed environment for loan collection and lending (A) as soon as possible to develop laws and regulations to safeguard credit assets, increase law enforcement The Third Plenary Session of the Central Committee passed the "CPC Central Committee