“克隆”票据犯罪案件是指犯罪嫌疑人以真实票据为基础伪造出与其要素相同或基本相同的票据,进行骗诈的犯罪案件。此类案件有两种情况:一是以真实票据为基础,伪造出与其要素相同或基本相同的票据,使用伪造的票据,在票据有效期内向银行或其他金融机构提示付款、申请贴现、质押贷款或背书转让的犯罪案件;二是以真票据为基础,伪造出与其要素相同或基本相同的票据,并不是直接用伪造的票据,而是通过与真实票据接触,伺机偷换票据,使用真实票据向银行或其池金融机构提示付款、申请贴现。“克隆”票据诈骗案件侦查除采用普通诈骗案件侦查的方法外,还可利用票据(包括伪造的票据)为线索,通过调查票据的原因关系、票据兑付、背书等环节进行侦查。 “Clonal” bill crime case refers to the criminal suspects on the basis of real bills forged with the same or substantially the same elements of the bill, the crime of fraud. There are two cases of such cases: one is based on the real bill, the forgery is the same or substantially the same as the bill, the use of fake bill, the bill is valid to banks or other financial institutions prompt payment, apply for discounts, pledged loans or Endorsement transfer of criminal cases; the second is based on the true notes, counterfeit and its elements the same or basically the same notes, not directly with forged notes, but through contact with the real notes, opportunistic substitution of notes, the use of real notes to Bank or its pool financial institutions prompt payment, apply for discount. In addition to using common fraudulent cases to detect “Clonal” bill fraud cases, it can use clues (including counterfeit bills) as clues to investigate the causes of bills, redemption of bills, endorsements and other links.