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何先生,43岁,在一家企业任经理,月收入2.2万元,年奖金5万元;何太太,高校老师,月收入1.6万元,年奖金2万元。何先生月生活支出6000元,何太太月生活支出5000元。孩子18岁,读大学一年级,月生活支出2000元。何先生家庭拥有一套自住房,市值260万元;另有一套投资房市值180万元,尚余28.7万元房贷未偿还,每月还款2100元,租金收入3500元。家用车1辆,市值35万元,月用车支出3200元。保险年支出3万元,其中何先生年交保费1.4万元,保额50万元;何太太年交保费1.6
Mr. He, 43, is a manager in a company with a monthly income of 22,000 yuan and an annual bonus of 50,000 yuan. Mrs. He and a university teacher have a monthly income of 16,000 yuan and an annual bonus of 20,000 yuan. Mr. Ho 6,000 monthly living expenses, Mrs. Ho expenditure of 5,000 yuan monthly life. Children 18 years old, first-year university, monthly living expenses 2,000 yuan. Mr. Ho family owned a self-owned housing, the market value of 2.6 million yuan; another set of investment 180 million yuan market value, still remaining 287,000 yuan mortgage is not repaid, the monthly repayment of 2,100 yuan, rental income of 3,500 yuan. 1 family car, the market value of 350,000 yuan, month car spending 3200 yuan. Expenditure of insurance 30,000 yuan, of which Mr Ho annual pay 14,000 yuan premium, insured amount 500,000 yuan; Mrs. Ho pay 1.6 annual premium