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中小企业已成为推动我国经济健康发展的生力军,良好的信用环境是中小企业融资安全的重要保障。文章结合当前中小企业信用环境的现实,研究中小企业信用环境建设面临的问题,提出加快推进中小企业信用环境建设的措施和完善贷款风险分担机制等政策建议。
SMEs have become a new force in promoting the healthy development of China’s economy. A good credit environment is an important guarantee for the financing safety of SMEs. Based on the current reality of SME credit environment, this paper studies the problems facing SME credit environment construction, puts forward some policy recommendations such as accelerating SME credit environment construction and improving loan risk sharing mechanism.