对完善和发展同业资金拆借市场的思考严建红同业拆借实质上是引入市场法则营运资金的一种优化信贷资金方式。发展同业资金拆借市场有利于实现社会资源的合理流动，有利于提高社会经济效益。然而由于我国刚刚步入市场经济，资金配置未能摆脱计划配置方式，中央银行宏观调控... Reflections on Perfecting and Developing the Interbank Funds Lending Market Yan Jianhong interbank borrowing is essentially an optimization of credit funds that introduces working capital from the market principle. The development of interbank borrowing market is conducive to the rational flow of social resources and is conducive to raising social and economic benefits. However, as China has just entered the market economy, the allocation of funds failed to get rid of the planned allocation mode and the macro-control of the central bank ...