THE small and medium-sized enterprise(SME) sector has often been underestimated as a vehicle for growth and sustainability in emerging markets.Yet,across the world the backbone of national economies is made up of such businesses.SMEs are the driving force of local business throughout the four corners of the world,responsible for driving innovation and competition in THE small and medium-sized enterprise(SME) sector has often been underestimated as a vehicle for growth and sustainability in emerging markets.Yet, across the world the backbone of national economy is made up for business.SMEs are the driving force of local Business throughout the four corners of the world,responsible for driving innovation and competition in