现代市场经济是信用经济,信用管理越来越成为企业重要的管理活动,而对外担保是企业信用管理的主要内容,其风险管理和控制已引起管理层的高度重视。笔者认为,要管理和控制好担保风险,必须做到“担得起,保得住”。 Modern market economy is a credit economy, credit management has become an important management activity of enterprises more and more, and external guarantee is the main content of enterprise credit management. Risk management and control of it has aroused great attention of management. The author believes that to manage and control the risk of the guarantee, we must achieve “affordable, affordable.”