支付问题是制约电子商务发展的瓶颈问题,而第三方支付平台为此提供了有效的解决方式。就目前中国市场而言,支付宝是覆盖面最广的第三方支付平台,Paypal目前在中国市场份额很小,但却是全球最大的第三方支付平台,二者在支付服务中各有优劣。而手机支付成为第三方支付的新模式,具有很大的优势。 The payment problem is the bottleneck restricting the development of e-commerce, and the third-party payment platform provides an effective solution to this problem. For the current Chinese market, Alipay is the most widely-used third-party payment platform. Paypal currently has a small market share in China, but it is the largest third-party payment platform in the world. Both of them have advantages and disadvantages in payment services. And mobile payment has become a new mode of third-party payment, with great advantages.