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2016年3月26日中国人民银行等六部门公布了关于印发《农民住房财产权抵押贷款试点暂行办法》的通知。该通知有些条款的执行,与我国宅基地制度下农民住房的特点密切相关。虽然十八大以来中央提出集体建设用地和国有土地“三同”的改革目标,但在法律层面还没有对现有的宅基地制度进行实质性的松绑,从而限制了农民住房财产权的流动性和抵押价值。本文将介绍宅基地制度的演变、农民住房的特点及分享对
On March 26, 2016, the PBC and other six departments announced the issuance of the Interim Measures for the Pilot Project of Peasants’ Property Right Mortgage Loans. The implementation of some articles of this circular is closely related to the peasant housing characteristics under the system of housing sites in our country. Although the Central Committee made the reform target of collective construction land and state-owned land “San Tong ” since the 18th CPC National Congress, there is no substantive relaxation of the existing homestead system at the legal level, which limits the flow of peasant housing property rights Sexual and mortgage value. This article will introduce the evolution of housing site system, peasant housing characteristics and sharing