随着金融领域的高速发展,金融犯罪活动也日趋严重。但是刑法学界和司法实践部门对金融诈骗罪的概念和基本构成还存在着一些模糊认识,从而导致个案的判定过程中的争议和困惑。因此我们有必要对金融诈骗罪的构成要件有明确的认识,进而采取相关措施避免和减少其给社会带来的危害。 With the rapid development of the financial field, the financial criminal activities have also become increasingly serious. However, the criminal law jurisprudence and judicial practice departments still have some vague understanding of the concept and basic composition of the crime of financial fraud, which leads to the controversy and confusion in the case determination process. Therefore, it is necessary for us to have a clear understanding of the constitutional elements of financial fraud and take relevant measures to avoid and reduce its harm to the society.