中国证监会改革政策频出,有关养老金入市的政策意向的出现引起了社会公众的广泛讨论。针对该热门话题进行研究,对养老金入市的目的进行分析,并结合当今我国法律制度对养老金制度的规定,提出养老金入市的合理性建议,即增加养老金投资渠道,促使养老金增值保值;建立专业化运营,确保养老金增值保值;建立亏损责任追究制度等。 China Securities Regulatory Commission reform policy is frequent, the emergence of the policy intention of the pension market has caused widespread public discussion. According to the hot topic research, the purpose of the pension market analysis, combined with the current legal system of China’s pension system, put forward the reasonable proposal of the pension market, that is, increase pension investment channels, and promote pension value added value ; Establish specialized operations to ensure that the pension value added hedging; to establish liability accountability system.