临夏州中小企业融资状况和贷款担保体系进行了调查,结果显示:临夏中小企业“融资难、融资贵”问题凸显,融资担保体系已经成为金融支持经济发展的有效补充。最后提出建议:积极稳健地发展中小企业担保公司、规范担保公司经营行为和推动业务创新、构建完善的多层次中小企业信用担保体系。 Linxia SME financing status and loan guarantee system were investigated. The results show that: “Linxia SMEs ” financing is difficult, financing is expensive, "the problem highlights, financing guarantee system has become an effective complement to financial support for economic development. At last, it puts forward some suggestions: to actively and steadily develop the guarantee companies of SMEs, standardize the operation behavior of the guarantee companies and promote business innovation, and construct a perfect multi-level credit guarantee system for SMEs.