农村小额贷款的发展对我国农村经济的发展有着重要的意义,为建成小康社会这一宏伟目标的早日实现奠定基础,小额贷款在1993年被运用到我国农村经济的发展中;是我国农村经济发展的重要资金供给渠道,也是农民融通资金最方便,快捷的方式之一,及时为农民提供短缺资金,帮助农民及一些低收入者解决资金短缺的问题。 The development of rural microfinance has an important significance for the development of rural economy in our country and lays the foundation for the early realization of the grand goal of building a well-off society. The microfinance was applied to the development of rural economy in our country in 1993; It is also one of the most convenient and quick ways for peasants to raise funds. It provides farmers with shortfall funds in time to help peasants and some low-income earners to solve the problem of shortage of funds.