中国财政部副部长高强近日指出,中国开征利息税相当于降低存款利率零点四五个百分点,对低收入居民将是“得大于失”。 他在回答记者提问时说,按照《个人所得税法》规定,即将开征的储蓄存款利息税的税率为20％。按照目前利率计算,1万元存款一年获利息225元,需缴税45元,这相当于降低利率零点四五个百分点。 Chinese Vice Minister of Finance Gao Qiang recently pointed out that China’s imposition of interest tax is equivalent to a reduction of deposit interest rate by 45.5 percentage points, and that “low-income residents will gain more than they lose.” In response to a reporter’s question, he said that according to the provisions of the Individual Income Tax Law, the tax rate on the interest tax on savings deposits to be introduced is 20%. In accordance with the current interest rate calculation, 10,000 yuan deposit a year interest 225 yuan, tax 45 yuan, which is equivalent to reducing interest rates by 0.45 percentage points.