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随着近年房地产业的持续升温,个人住房贷款业务成为银行业和房地产业的热点,与此同时,个人住房贷款业务的潜在风险也逐渐显露出来,及时识别风险并采取相应防范措施已经引起金融界的广泛关注。
As the real estate industry continues to heat up in recent years, the personal housing loan business has become a hot spot in the banking and real estate industry. At the same time, the potential risks of the personal housing loan business are gradually revealed. Identifying the risks in time and adopting appropriate precautionary measures have caused the financial sector The widespread concern.