论文部分内容阅读
农村信用社立足农村经济,服务于农村中小企业和种养殖农户,属典型的农村零售性金融机构。近两年,人行湖州中支根据辖区“三农”特点,督促、指导农村信用社,深入开展“农村信用工程”创建活动,积极探索“统一法人”改革实践,一方面要求农村信用社根据区域产业结构的调整和农业增产、农民增收的需要,因地制宜,以银行零售业务为经营特色,大力拓展信贷服务,支持当地农村经济的发展,另一方面强化县、区信用联社对信贷经营风险、管理风险的集中控制,确保信用社支农见成效,积极推进了农村信用社的跨越式发展。
Rural credit cooperatives based on the rural economy, serving rural small and medium-sized enterprises and farming farmers, is a typical rural retail financial institutions. In the recent two years, according to the characteristics of agriculture, rural areas and farmers in Huzhou, PBOC urges and guides rural credit cooperatives to carry out the activity of creating rural credit projects and actively explores the practice of reforming unified legal persons. On the one hand, it requires rural credit cooperatives The adjustment of industrial structure, the increase of output of agriculture and the need of increasing peasants’ needs will be based on the principle of using retail banking in banks as a mode of operation, vigorously developing credit services and supporting the development of local rural economy, and on the other hand, strengthening the credit management of county and district credit cooperatives, The centralized control of risk management ensured that credit cooperatives supported agriculture and achieved positive results and actively promoted the leap-forward development of rural credit cooperatives.