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我国“房地产按揭”的特征不同于英美和香港地区,“按揭”一词在中国法中具有特殊的含义。本文分析了中国法中的“按揭”内涵,并就房地产按揭中的信用危机提出了对策建议。
The characteristics of China’s “real estate mortgage” differ from those in the United States, Britain and Hong Kong. The term “mortgage” has a special meaning in Chinese law. This article analyzes the connotation of “mortgage ” in Chinese law, and puts forward countermeasures and suggestions on credit crisis in real estate mortgage.