抗日战争时期国民政府的最高金融机构——“四联总处”通过一系列立法活动加紧对银行机构设置、业务范围及业务检查等工作实施监管。监管目的在于维持战时金融经济运行的稳定,保障战时国家财政经济的金融需求,有意强化中央银行职能,以建立国民政府的金融垄断体制,对战时中国金融经济产生了积极的影响。但是,受国民政府实行的多元化银行监理体制的影响,机构设置重叠,事权未能统一,四联总处对银行的监管力度与监管实效明显不足,致使战时通货膨胀日益加剧。 During the War of Resistance Against Japan, the highest financial institution of the National Government, the “Quadruple General Office,” stepped up its supervision of banking institutions, business scope and business inspection through a series of legislative activities. The purpose of regulation is to maintain the stability of the financial and economic operations during the war, to guarantee the financial needs of the state finance and economy during the war, to strengthen the functions of the central bank and establish the financial monopoly of the national government, and to have a positive impact on China’s financial and economic war. However, due to the influence of the diversified banking supervision system implemented by the National Government, the overlapping of institutional arrangements and the failure to unify the powers and duties, the inadequate supervision and effectiveness of the supervision and control of banks by the quadruple general led to an ever-worsening inflation in wartime.