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社会保障制度是以政府、企业及个人三者共同参与,通过政府对国民收入的分配和再分配对部分有需要的社会成员提供的基本生活保障,以促进经济、社会的可持续发展,社会保障制度是市场经济体制的重要组成部分。我国社会保障制度的模式是基于我国正处在社会主义初级阶段的国情而建立的。我国社会保障制度由社会保险、社会救助、社会福利、优抚安置等由政府主导的基础保障体系及由个人储蓄及个人商业保险等由个人为辅的较高保障水平的保障体系构成了我国多层次社会保障体系。
The social security system takes the participation of the government, enterprises and individuals. Through the government’s distribution and redistribution of national income, it provides basic living guarantee to some social members in need so as to promote the sustainable development of economy and society. Social security System is an important part of the market economy system. The model of our social security system was established on the basis of our national conditions in the primary stage of socialism. China’s social security system consists of a government-led basic security system such as social insurance, social assistance, social welfare and special care and recuperation, and a higher-level guarantee system supplemented by individuals, such as personal savings and personal commercial insurance, Social Security System.