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理财能力是指个人对可支配收入的消费,投资与规划的能力,提高理财能力能够将有限的可支配金钱合理利用,满足自身物质与精神需求。高中生作为肩负沉重学习压力,没有稳定工作收入,心智尚未成熟的未成年人群体,普遍理财能力薄弱,因此高中生需要自身理财能力起到足够的重视,并用科学合理的方式提高理财能力。不同的高中生理财能力强弱不一,这是因为后天环境中的各种因素影响导致的,文章基于高中生视角,以多元化客观化的角度对影响高中生理财能力的因素作一个浅析。
Financial management capability refers to the individual’s ability to use discretionary income for consumption, investment, and planning. Improving financial management capabilities can make reasonable use of limited disposable money to meet their material and spiritual needs. High school students, as a group of minors who have heavy learning pressure, have no steady job income, and are immature, have weak universal financial management capabilities. Therefore, high school students need to pay sufficient attention to their financial management capabilities and use scientific and reasonable methods to improve their financial management capabilities. Different high school students have different financial management capabilities. This is due to the influence of various factors in the acquired environment. Based on the perspective of high school students, this article analyzes the factors affecting the financial management ability of high school students from the perspective of diversification and objectivity. .