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健康是人类共同的追求,疾病又是人们不可避免的风险。建立健全多层次的医疗保障体系,不但能有效防范和化解疾病带来的经济风险,并对促进经济发展、社会进步有着极其重要的战略意义。我国从20世纪0年代初开始,经过近30年改革探索的实践,目前,已初步建立了以城镇职工基本医疗保险、城镇居民基本医疗保险和新型农村合作医疗为主体,城乡居民医疗救助为托底的三项基本医疗保险制度和医疗救助制度,覆盖了城乡全体人群。但是,这些制度只是初步解决了城乡居民的基本医疗问
Health is the common pursuit of mankind, and disease is an inevitable risk to people. Establishing and improving a multi-level medical security system will not only effectively prevent and resolve the economic risks brought by the disease, but also have extremely important strategic significance for promoting economic development and social progress. Since the beginning of the 20th century and the beginning of the 20th century, after nearly 30 years of exploration and practice in reform, at present, the basic medical insurance for urban workers, the basic medical insurance for urban residents and the new-type rural cooperative medical system have been basically established, and the medical aid to urban and rural residents At the end of the three basic medical insurance system and medical assistance system, covering the entire urban and rural areas. However, these systems have only initially solved the basic medical problems of urban and rural residents