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基金市场上众多的个人投资者投资收益相差很大。本文主要探寻投资者基金投资收益与投资者自身属性之间的联系。数据来自2008年年底通过我国主要的43家基金公司收集的35866份对基金投资者的调查问卷。通过分组分析和多元分类评定模型回归,我们发现有三个因素对基金投资收益有重要作用:投资者的家庭月收入、投资总年限和资金时间约束,而年龄、基金投资规模等对收益无显著影响。
The investment returns of many individual investors in the fund market vary greatly. This article mainly explores the relationship between investor’s return on investment and investors’ own attributes. The data come from 35,866 questionnaires to fund investors collected by the country’s major 43 fund companies at the end of 2008. Through the analysis of group analysis and regression of multivariate assessment models, we find that there are three factors that play an important role in the return on investment of the fund: the monthly income of the family, the total investment horizon and the time constraints of funds, while the age and fund investment scale have no significant effect on the returns .