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近年来,互联网贵金属投资浪潮的兴起,促使金融机构不断推出电商、直销银行等创新业务,以满足整个客户群体移动化、便捷化、一站式服务的需要。本文旨在通过对百姓金互联网产品的分析研究,构造一种适合老百姓的投资标的,既可借贷于用金企业,又能产生利息,方便快捷,互联网手机端皆可交易的百姓金贵金属产品。
In recent years, the rise of Internet precious metals investment has prompted financial institutions to continuously launch innovative businesses such as e-commerce and direct-selling banks to meet the needs of the entire customer base of mobility, convenience and one-stop service. The purpose of this paper is to analyze and research the golden Internet products of the people and to construct a kind of golden precious metal products suitable for common people, which can borrow money from gold enterprises, generate interest, be convenient and quick, and be tradable on the internet mobile phone side.