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从字面看,“小微企业”就是比中小企业还要小的企业。用“行话”说,银行贷款500万元以下的属于小企业,贷款100万元以下的个体工商企业则属于微型企业的范畴。中国的小企业已经超过1000万家,登记注册的个体,私营工商户已经超过3000万,可以说中国99%以上的企业属于小微企业。数据显示,小微企业对GDP的贡献超过50%,税收占比接近6成、提供超过7成就业岗位。因此,小微企业不仅是国家经济不可或缺的微循环系统,更是数以亿计国民的“饭碗”。
Literally, “small and micro enterprises” is even smaller than small and medium enterprises. With “jargon ” said that the bank loans of 5 million yuan belong to small businesses, loans of 1 million yuan of individual industrial and commercial enterprises belong to the category of micro-enterprises. China has more than 10 million small businesses, registered individuals and more than 30 million private-owned businesses. It can be said that over 99% of China’s enterprises belong to small and micro enterprises. Data show that small and micro enterprises contribute more than 50% of GDP, accounting for nearly 60% of tax revenue, providing more than 70% of jobs. Therefore, small and micro enterprises are not only the microcirculation system indispensable to the national economy, but also the “rice bowl” for hundreds of millions of nationals.