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物流是为了满足消费者的需求而进行的从起点到终点间的原材料、中间过程、最后产品、相关信息的有效流动和储存的计划、实施及控制管理过程。随着中国社会经济的高速发展 ,国内货物运输量快速上升 ,而与之相关的货物运输保险业务并未随之上升 ,主要原因是保险业务发展不能适应货物运输中的货运物流化的变化。为了适应这种变化 ,保险公司应对货运险业务进行创新 ,即对产品及其相关内容进行创新
Logistics is the process of planning, implementing, and controlling the effective flow and storage of raw materials, intermediate processes, final products, and related information, from start to finish, to meet the needs of consumers. With the rapid social and economic development in China, the volume of domestic cargo transportation has risen rapidly and the related cargo transportation insurance business has not risen. The main reason is that the development of insurance business can not meet the changes of freight logistics in cargo transportation. In order to adapt to this change, insurance companies should innovate the cargo insurance business, that is, to innovate the products and their related contents