农业银行近日最新公布的中期业绩报告显示,截至2014年6月30日,该行不良贷款率1.24%,较上年末上升0.02个百分点。此前公布报表的几家大型银行,不良率都在回升。银行不良资产双升又让其放贷积极性受挫,在这种情况下,贷款发放和实体经济发展的关系该如何协调? The recently released interim results report of Agricultural Bank of China showed that as of June 30, 2014, the Bank’s non-performing loan ratio was 1.24%, an increase of 0.02 percentage points from the end of last year. Several major banks previously reported statements, the non-performing rates are picking up. Under such circumstances, the relationship between loan issuance and real economy development should be coordinated.