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【纠纷背景】2012年1月20日,广东省深圳市罗湖区赵某向某保险公司深圳分公司(以下简称保险公司)投保了机动车第三者综合责任险。2012年3月17日,赵某驾驶投保车辆倒车时不慎将墙撞倒,墙倒塌致其母张某死亡。深圳市某交警大队出具交通事故认定书,认定赵某对此次交通事故负全部责任。同年4月11日,经该交警大队调解,赵某对此次交通事故损害作出相应赔偿,事后向保险公司提出保险理赔,却遭到拒绝,双方为此发生纠纷,共
【Dispute Background】 On January 20, 2012, Zhao Mou of Luohu District, Shenzhen City, Guangdong Province, insured the third party motor vehicle third-party liability insurance from a Shenzhen branch of an insurance company (hereinafter referred to as the insurance company). March 17, 2012, Zhao driving insured vehicles reversing accidentally knocked down the wall, the wall collapsed to his mother Zhang died. A Traffic Police Brigade in Shenzhen issued a traffic accident certificate that Zhao took full responsibility for the traffic accident. On April 11 of the same year, the traffic police brigade mediation, Zhao compensation for the damage caused by the accident, after the insurance claims to the insurance company, was rejected, the two sides for this dispute, a total of