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保险经营属商品经营的范畴,它既有商品经营的一般共性,也有区别于其它行业的经营特性。保险自产生到发展都与商品经济有着密不可分的联系,尤其是在发达的商品经济条件下,价值规律的作用,供求关系的变化,促使国际国内保险市场竞争愈来愈激烈,形成了保险日趋自由化、国际化、专业化。国内保险由过去人保一统天下、独家经营的局面转变为多家办保险,专业
Insurance business is a commodity management category, which not only has the generality of the commodity management, but also different from the operating characteristics of other industries. Insurance has always had a close relationship with the commodity economy since its birth and its development. Especially under the conditions of a developed commodity economy, the role of the law of value and changes in supply and demand have led to increasingly fierce competition in the domestic and international insurance markets, Liberalization, internationalization and specialization. Domestic insurance from the previous PICC, the exclusive operation of the situation into a number of insurance, professional