中小企业在保证就业,促进农民增收,甚至在创造外汇方面都发挥了很大的作用。但在一些地方政府和部门之中,在一些信贷政策中,还存在着对中小企业的歧视,缺少专门为中小企业提供贷款的中小金融机构,缺乏对中小企业的优惠政策。 SMEs have played a significant role in ensuring employment, boosting peasant incomes and even in creating foreign exchange. However, among some local governments and departments, there are still some credit policies that discriminate against SMEs. There is a lack of small and medium-sized financial institutions that specialize in providing loans to small and medium-sized enterprises, and the lack of preferential policies for SMEs.