建议实施商业医疗保险抵缴个人所得税政策,以解决中低收入阶层医疗保障问题。在建立全社会基本医疗保障体系的过程中,商业医疗保险将扮演重要的角色,但商业保险的有偿性可能限制中低收入人群的投保积极性。因此,用税收杠杆撬动医保难题,实行商业医疗保险抵缴个人所得税的税收政 Proposed implementation of commercial medical insurance against personal income tax policy to address the low-income medical security issues. Commercial medical insurance will play an important role in the establishment of a basic medical insurance system for the whole society. However, the compensability of commercial insurance may limit the enthusiasm of insurance for low and middle-income earners. Therefore, leveraging tax leverage leveraging the health insurance problem, the implementation of commercial medical insurance against personal income tax revenue