一、当前我国商业银行个人信贷市场的现状评价(一 )从国际经验看个人信用制度环境对于个人信贷市场发展的重要性在发达国家 ,个人信贷市场是商业银行业务创新的重点和利润的重要来源。服务对象从医生、律师、企业主管、体育明星等高收入人士 ,到一般社会公众 ,十分广泛。品种范 First, the current status of China’s commercial bank personal credit market evaluation (A) from the international experience of personal credit system environment for the personal credit market, the importance of In developed countries, personal credit market is the focus of commercial banking innovation and an important source of profit . Service targets from doctors, lawyers, business executives, sports stars and other high-income earners, to the general public, is very extensive. Variety of species