我国中小企业融资难主要体现在贷款等间接融资比例大,直接融资比例低。而目前在欧美等国家中,企业直接融资比例一般占到70%以上。对中小企业来讲,由于缺乏资产规模与历史收益,从银行贷款的难度非常大。因此,注重未来发展的私募股权投资基金将对中小企业融资起到极大的推动作用。 The financing difficulty of SMEs in our country is mainly reflected in the large proportion of indirect financing such as loans and the low proportion of direct financing. Currently in Europe and the United States and other countries, the proportion of direct financing enterprises generally account for more than 70%. For SMEs, it is very difficult to borrow from banks because of the lack of assets and historical returns. Therefore, focusing on the future development of private equity investment funds will play a significant role in promoting SME financing.