随着金融体制改革的逐步深化,中国人民银行专门行使中央银行职能,金融监管成为人民银行进行金融宏观调控的一个重要方面。中央银行要正确实施国家货币政策,就必须履行好金融监管的职能,而在金融体制改革和金融对外开放中,人民银行的基层行怎样适应这一新的要求,最重要是加大对基层行职工教育力度,提高基层干部职工政治理论水平,专业技术水平和文化水平。一、基层行目前的现状人民银行基层行恢复到现在,职工人数不断增加,年龄和文化结构都有较大改 With the gradual deepening of the reform of the financial system, the People’s Bank of China has exclusively exercised its functions as a central bank, and financial regulation has become an important aspect of the PBC’s macro-control over financial affairs. To correctly implement the national monetary policy, the central bank must fulfill the function of financial supervision. In the financial system reform and opening up to the outside world, how the grass-roots banks of the People’s Bank of China adapt to this new requirement is the most important task for grass-roots banks Staff education, improve the level of grass-roots cadres and workers political theory, professional skills and cultural level. I. Present Situation of Grassroots Banks The grass-roots banks of the People’s Bank of China have been restored to the present day with an ever-increasing number of workers and a large change in age and cultural structure