一、担保人主体资格及担保财产的严格审查一是担保人应当具有民事权力能力和相应的民事行为能力,其主体资格方能合格。担保人资格不得违反《担保法》相关规定,例如国家机关和以公益为目的的事业单位、社会团体违反法律规定提供担保的,担保合同无效;企业法人的分支机构、职能部门 First, the guarantor of the main qualifications and the strict examination of the property to be guarded First, the guarantor should have the capacity of civil power and the corresponding capacity for civil conduct, the main qualifications to be qualified. Guarantor’s qualification shall not violate the relevant provisions of the “Guarantee Law”, such as state organs and public institutions for the purpose of public institutions, social organizations in violation of the law to provide security, the guarantee contract is invalid; corporate branches, functional departments