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2001年是北京市海淀支行消费信贷业务迅猛发展的一年,该行按照总行提出“大公司、大零售”的发展要求,以市场为导向,抓住机会,利用政策,充分发挥地利优势和自身优势,苦练内功,积极开拓,实施超常规发展战略,消费信贷业务取得了长足发展。截至2001年12月31日,支行各项消费贷款余额累计149962万元,当年新增128366万元,完成分行下达任务指标257%,实现利息收入3409万元,收息率达99.4%。该行的经验是:
2001 is a year of rapid development of consumer credit business in Haidian Branch of Beijing Municipality. According to the requirements of the head office for the development of “big companies and big retailers”, the Bank takes the market as a guide and seizes the opportunities and utilizes the policies to give full play to its advantages And its own advantages, hard skills, and actively explore and implement unconventional development strategy, consumer credit business has made considerable development. As of December 31, 2001, the total balance of consumer loans in branches totaled 1,499.62 million yuan, an increase of 1,283.66 million yuan in the same year, completing 25.7% of the tasks assigned by branches, and earning interest income of 34.09 million yuan, with a yield of 99.4%. The bank’s experience is: