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寿险公司经营失败是指由于各种原因出现“三差损”(主要是利差损),导致财务状况恶化,偿付能力严重不足,经营极度困难直至破产倒闭。1997年4月25日,日本大藏省向总资产在日本寿险界排名第16位的日产生命保险公司发出停止营业的命令,同时指定日本生命保险协会作为保险管理人接管日产生命保险公司,实际上宣布了“日产生命”破产。日本
The failure of life insurance companies refers to the occurrence of “three shortfalls” (mainly spreads and losses) for various reasons, resulting in deteriorating financial conditions, serious insolvency, and extremely difficult operations until bankruptcy. On April 25, 1997, Japan’s Ministry of Finance issued an order to stop Nissan Life Insurance Co., the 16th-largest Japanese life insurer in Japan’s total assets, and designated the Japan Life Insurance Association as the insurance manager to take over Nissan Life Insurance Company. Actually, Announced the “Nissan Life” bankruptcy. Japan