论文部分内容阅读
在对保险介入中小企业融资必要性分析的基础上,从开展科技保险融资试点、探索“保险+信贷”融资新模式、借助出口信用保险提供融资服务三方面总结了安徽省保险业服务中小企业融资现状。通过对中小企业投保意识缺失、中小企业保险产品供给不足、相关政策落地困难等问题的深入探讨,提出了提高中小企业的保险意识、扩大中小企业保险产品供给、加大政府部门支持力度的具体建议。
Based on the analysis of the necessity of financing for SME involved in insurance, this paper summarizes the advantages and disadvantages of the insurance service in Anhui Province from three aspects: piloting science and technology insurance financing, exploring new financing model of “insurance + credit” and providing financing service through export credit insurance The status of corporate finance. Through in-depth discussion on the lack of awareness of insurance coverage for SMEs, insufficient supply of insurance products for SMEs and difficulties in landing related policies, the paper puts forward concrete suggestions on how to enhance the insurance awareness of SMEs, expand the supply of SMEs’ insurance products and increase the support of government departments .