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中国工商银行上海分行日前推出包括资金投入、贷款管理、优惠利率、金融服务等举措,扶持中小企业。首批优秀中小企业已获得总额为1.9亿元贷款。这些措施主要有:①建立中小企业信贷的专门机构。其职能是研究制定对各种所有制中小企业的信贷政策和对中小企业的担保问题,并与有关部门合作建立中小企业信息库,集中统一加强贷款管理和指导。②推出支持中小企业贷款管理试行办法。凡是具有一定生产规模,经济效益良好,产品科技含量比较高,有市场竞争和较强偿债能力的中小企业,均可获得融资贷款,并提供相应的融资担保渠道。③对中
The Industrial and Commercial Bank of China Shanghai Branch recently introduced measures including capital investment, loan management, preferential interest rates, and financial services to support SMEs. The first batch of outstanding SMEs have obtained a total of 190 million yuan in loans. These measures mainly include: 1 Establishing specialized institutions for SME credit. Its function is to study and formulate credit policies for all types of small and medium-sized enterprises and guarantee issues for small and medium-sized enterprises, and to establish small and medium enterprise information bases with related departments to centralize and strengthen loan management and guidance. 2 To launch a pilot program to support SME loan management. Any small and medium-sized enterprise that has a certain scale of production, good economic returns, high product technology content, and market competition and strong debt repayment ability can all obtain financing loans and provide corresponding financing guarantee channels. 3 pairs