谁都知道,美国是最有“钱”的国家,可美国孩子花起钱来,往往却不象有的中国孩子那么“大方”、随意,甚至不顾一切,他们对“钱”的理解也比中国孩子深刻得多,这得益于美国家庭早期的“金钱教育”。其一,教孩子如何使用钱。在美国,许多家长都把教孩子如何使用钱作为必修的一课。教育孩子多是从使用零花钱开始的。具体指导孩子学会如何预算、节约和自己作出消费决定等。同时,家长尽可能将孩子零花钱的数量控制在一定的数额上。至于零花钱的使用过程,则由孩子全权负责,家长不直接干预。当一 Everyone knows that the United States is the most “money ” country, but the United States children spend money, often not as Chinese children as some “generous”, casual, or even desperate, they “money ”The understanding is also much deeper than the Chinese children, thanks to the “ money education ”early American families. First, teach children how to use money. In the United States, many parents teach their children how to use money as a compulsory lesson. Child education is mostly from pocket money to start. Specific guidance to children learn how to budget, save and make their own consumer decisions. At the same time, parents try their best to control the amount of pocket money children can spend on a certain amount. As for the use of pocket money, it is the sole responsibility of the child, parents do not directly interfere. When one