随着我国经济社会与科技力量的不断发展,我国经济市场出现了一种以互联网金融为主的金融业态,这种新的金融业态逐渐成为了我国经济发展的主导力量,也为传统的金融带来了前所未有的挑战和机遇。本文从互联网金融的内涵与形态着手,简单的对互联网金融的成长逻辑进行分析,为日后我国互联网金融的研究提供一定的借鉴与建议。 With the continuous development of China’s economic, social and scientific and technological forces, a financial format dominated by Internet finance has emerged in China’s economic market. This new financial format has gradually become the leading force in the economic development of our country and has also become the core of the traditional financial band Comes unprecedented challenges and opportunities. This article starts from the connotation and form of internet finance, analyzes the growth logic of internet finance simply, and provides some references and suggestions for the future research of internet finance in our country.