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网上虚拟银行没有成功,因为很难解决物流(现金)问题.网上保险也没成功是因为保险需要经纪人和客户面对面.西南证券副总裁兼飞虎证券网(fayhoo.com)CEO 李祥生认为网上证券业务作为真正的没有物流的电子商务,才是整个金融行业 e 化创新的突破口。同时他还认为中国金融业在未来的发展和创新中,实现网上网下的结合;商业银行与证券业混业经营;WTO 之后的中国金融证券业的对外开放。飞虎证券网采取的“银行+网站+券商”的经营模式,它通过与中国建设银行和西南证券的合作来完成证券交易;在整个交易过程中一切与资金有关的事宜都由银行负责;而股票的托管以及交易、结算等等一切与实在的股
Online virtual bank has not been successful because it is difficult to solve the logistics (cash) problem.Online insurance also did not succeed because the insurance needs brokers and customers face to face.Lixiangsheng, vice president of Southwest Securities and CEO of the Tiger Securities fxhoo.com think As a true e-commerce without logistics, the securities business is the breakthrough of e-innovation in the entire financial industry. At the same time, he also believes that China’s financial industry in the future development and innovation, to achieve the combination of online and offline; commercial banks and securities mixed operation; after the WTO of China’s financial securities industry’s opening up. Flying Tiger Securities Network to take the “bank + website + broker” business model, which through its cooperation with China Construction Bank and Southwest Securities to complete the securities transaction; throughout the transaction all matters related to the funds by the bank; and Stock hosting and trading, settlement and so on all and the real shares