今年进入汛期以来,各地是普降大雨,像北京、重庆、天津等地都发生了水淹城市街道的情况。暴雨导致交通瘫痪、人员受困,也让众多机动车辆遭遇险情,有车抛锚损坏的,有进水的。有关数据显示,在北京发生的“7·21”特大暴雨后,北京的相关保险公司已经接受了商业车险的报案超过1万笔。其实,每年的汛期都是机动车辆最易出险的时期。我们对车损险相对熟悉,但是涉水保险如何处理?全险车辆遇到汛期我们一般人的理解好像是保险买全了,什么损失保险公司都可以赔的。但当车辆在暴雨中出了问题,所谓的全保险车辆是否能获得赔偿是要打个问号的。 Since the beginning of the flood season this year, there have been heavy rains all over the country. The flooding of urban streets has taken place in places like Beijing, Chongqing and Tianjin. Heavy rains led to the paralysis of traffic, people were trapped, but also so many motor vehicles encountered dangerous situations, a car broke down damaged, there is water. Relevant data show that after the “July 21” heavy rainfall in Beijing, relevant insurance companies in Beijing have accepted more than 10,000 reports of commercial auto insurance. In fact, the annual flood season are the most dangerous period of motor vehicles. We are relatively familiar with the car damage insurance, but how to deal with wading insurance? All-risk vehicles meet the flood season Most of our understanding of the insurance seems to buy the whole insurance, what the loss of insurance companies can lose. However, when the vehicle has a problem in a heavy rainstorm, it is necessary to put a question mark on whether the so-called fully-fledged vehicle can be compensated.