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在做好社会信用体系建设的同时,如何保护好公民隐私权,是摆在我们面前的一个实际而重要的课题。一是隐私权与知情权的矛盾和统一。在保护个人信息隐私权方面,我国尚未出台专门的法律,而只是由零散的法律条文加以简单规定。由于立法不完善,征信行为和征信机构的失范使公民难以对我国征信行业树立信心。法律法规也缺乏对公民被侵犯信息隐私权后的补偿方式。公民个人隐私被泄露或者被侵犯的现象时有发生。二是信用信息征集、使用不规范。首先,未经授权采集个人非银行信息。
At the same time of building a social credit system, how to protect the privacy of citizens is a real and important issue for us. First, the contradiction between privacy and right to information and unity. In the protection of the privacy of personal information, our country has not yet promulgated a special law, but only by the fragmentary legal provisions to be simple rules. Due to the imperfect legislation, it is difficult for citizens to build confidence in the credit information industry in our country because of the failure of credit investigation and credit information agencies. Laws and regulations also lack the right to compensation for citizens after they violated the right to privacy. Citizens’ personal privacy is leaked or violated. Second, credit information collection, the use of non-standard. First, unauthorized collection of personal non-bank information.