区分犯罪和民事违法其实质就在于把握民事责任与刑事责任的界限。这可以从民法与刑法的立法目的、调整对象以及民事责任与刑事责任等方面的不同来说明。正确厘清民事责任与刑事责任的界限,有助于实现保障个人权益与维护社会利益之间的平衡。 The essence of distinguishing crimes and civil unlawful lies in grasping the boundary of civil liability and criminal responsibility. This can be explained from the legislative purposes of civil law and criminal law, the object of adjustment and the differences between civil liability and criminal liability. Correctly defining the boundary between civil liability and criminal liability helps to achieve the balance between safeguarding individual rights and interests and safeguarding social interests.