世界各国依照担保的法律基础不同,通常把担保大体上分成人的担保和物的担保两大类,对担保进行分类的意义在于:不同种类、方式的扣保除具备担保之一般特征外,各自还具有一定的特殊性,将担保加以分类,便于当事人在经济活动中,采用最有利于维护自身利益的担保方式。在经济合同实践中,经常采用如下方式。 Countries all over the world according to the different legal basis for the guarantee, the guarantee is generally divided into adult guarantees and material security two major categories, the significance of the classification of the guarantee is: different types and methods of deduction in addition to the general characteristics of security, each But also has certain particularity to classify the guarantee so as to facilitate the parties to adopt the guarantee method most conducive to safeguarding their own interests in the economic activities. In the practice of economic contract, often adopt the following way.